So is dipping into your retirement account for credit card debt EVER a good idea or is it all bad? First comes the tax penalty.
That's why it's important to take this wise counsel from financial expert Dave Ramsey. Is it a good idea for a married couple in their early thirties, who have a lot of student loan debt, to cash out one of their k s to pay it off?
This account can be used as a tax-free source of funds to help you pay off debt, but it is a short-term solution and requires some caution. However, if you're able to repay the amount you borrow from your IRA within 60 days, it can provide a quick source of capital to apply to debt.
There's in all likelihood a exhibit where it does: if you fathom how to telephone a donation and appreciate that they can maintenance you, but you don't through you can't be bothered, for the sake of example.
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